• Easy and quick to process loan application.
• Loan is secured on car only.
• Fixed interest rates and fixed monthly payments.

Optional credit protection on your loan can be offered to protect you if you should fall sick, lose your job, have an accident or die.

• Deposit paid at the beginning.
• Monthly payments & term of agreement agreed.
• You just then drive away your chosen car accordingly.

The guaranteed future value (GFV) is assessed at the end of the agreement where you have 3 options –

• You hand back the keys and walk away with no liability.
• Take ownership of the car by paying the GFV to the loan provider.
• Replace your car with any newer version, using any equity left in the car above the GFV, as a deposit on your new car.

PCP is quite popular today with many professionals, because of the many benefits associated with this package. You can change your car on a regular basis, eliminating the risk of negative equity. It allows you to have a better car, with low monthly payments over shorter periods controlled by you and at the end giving you more options on how to finalise your deal depending on your circumstances.

• Deposit paid at the beginning.
• Monthly payments & term of agreement agreed.
• A final payment will be due at the end of the agreement.

Once the final payment has been made at the end of the agreement, you will have 2 options –

• Become the owner by paying the final ballooned payment the loan provider.
• Replace your car with any another version, using any equity left in the car as a deposit on your new car.

Lease option benefits give you low monthly fixed payments over a shorter period, a better car, flexible agreement and finally If you settle your agreement early and you will be entitled to a rebate on interest charges.